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Clark Howard: Now is the time to ask for that raise

1:17 pm Jul. 9, 2015

New data shows that job openings are at the highest level since records started being kept at the beginning of the millennium.

Job openings stand at 5.4 million for April, the most recent month for which data is available. So employers are busy looking for workers. Now, I know that the shock of layoffs, fewer hours, companies closing and all the rest has left a lot of workers with PTSD. And

Clark Howard: No, those prices aren’t a misprint

11:32 am Jun. 18, 2015

If you like cheap, you’re going to love these apps I’ve been testing.

Wish and Geek (also by Wish, Inc.) are two apps that offer opportunities for you to buy direct from Chinese manufacturers on the cheap. I’m talking about everything from watches, athletic gear, selfie sticks, shoes, clothing, toys, sunglasses and much more. And all at prices so cheap, you think they’re a misprint.

The one thing you need to

Clark Howard: Store-brand sunblock gets top marks

12:30 pm Jun. 4, 2015

Consumer Reports has ranked sunscreens and found that you don’t have to pay big bucks to protect your skin from harsh UV rays.

One of the highest rated sunscreens that got a Best Buy recommendation turned out to be the cheapest one per ounce they tested.

Equate Ultra Protection Sunscreen SPF 50, which is a Wal-Mart store brand, clinched the Best Buy trophy with a score of 94 out of 100. It

Clark Howard: Furniture benefits from 3-D printers

10:04 am May. 28, 2015

The Internet offers all kinds of ways to do things better, cheaper, faster. Now that promise is coming to the staid furniture industry

I’m very familiar with the furniture business. I had a relative who was a longtime member of the industry, and I saw how all the showrooms worked. Furniture was made in bulk, shipped, and stored in warehouses. The individual stores would stock what they hoped customers would want.

It

Clark Howard: Cheapest ways to draw up your will

11:06 am May. 14, 2015

What are the odds you don’t have a will? Best guess is that half of us don’t have one.

For some folks, that may be OK — especially if they’re single, have nothing, and own nothing. But if you have kids, you need a will for the simple fact that if you don’t have one, the state will decide who raises them if you die.

That’s the reality in the absence of

Clark Howard: Tips to help get a good mortgage

10:36 am Apr. 30, 2015

Most people are intimidated by the mortgage application process so they only go to one lender for a loan. Yet you know that shopping around gets you the best price, so toughen up and take on the task of getting the best deal on the biggest expense in your life.

When you’re shopping for a mortgage, a lot of people pay most attention to the interest rate. But that’s only one-third

Clark Howard: Google wants you on the map

12:47 pm Apr. 16, 2015

If you’re a small business owner, it’s easier than you may have heard to establish a web presence.

After launching the Get Your Business Online program several years ago, Google has now re-branded the effort and is calling it Let’s Put Our Cities on the Map.

By logging on and selecting your state, you can have access to the following:

Free, easy-to-build website
Free customized domain name
Free web hosting for one year
Free online

Clark Howard: Ideas to market and sell your invention

9:09 am Apr. 2, 2015

Do you like to watch “Shark Tank”? Do you have ideas or inventions that you think could make you rich?

Quirky.com can help you get the ball rolling on your invention, and it won’t involve any cash from you.

Here’s how it works: You pitch an idea you have. If they like it, they spend the money to build that item and see if it will actually work.

There are real people

Clark Howard: No contract phones without the sticker shock

10:39 am Mar. 26, 2015

Ready to go without a contract on cell service, but feeling sticker shocked by the prices on new phones?

I’ve got some choices you need to know about.

If you were to buy a new iPhone 6, you’d pay $650 for the basic model if you’re going non-contract. But with a contract, you get it for $200 and then the wireless company bakes the loss they take on subsidizing the phone at